Build Your Future Lake Home on 0.54 Acres in Kays Point Four Seasons POA

Residential lot in an established Lake Ozark community with paved road access, water available, electricity nearby, and resort-style POA amenities. 

Own your place near Lake of the Ozarks with this 0.54-acre residential lot located in 

Kays Point #1, a well-established subdivision within the Four Seasons POA in Lake Ozark, Missouri.

This property is ideal for a buyer who wants more than just vacant land. It offers the chance to secure a future homesite in a structured and attractive lake community where existing homes, paved roads, and nearby amenities create a much stronger sense of confidence and long-term value.

Unlike isolated raw land, this lot is located in a neighborhood setting with homes already built nearby. There are homes across the street and to the right of the property, while the lot to the left remains vacant. This gives the property a balance of residential context and open space, making it easier for a buyer to picture a future home here.

Whether you are looking for a future vacation home site, a retirement plan near the lake, or a long-term hold in a desirable area, this property stands out as an affordable entry point into the Lake of the Ozarks lifestyle.

This lot offers several features that matter to real buyers.

It has paved road access, which gives easier day-to-day usability and a more established neighborhood feel.

It has water availability through PWSD #4, which means access to water is much easier than on many rural vacant lots where buyers must solve everything from scratch.

Electricity is nearby, so utility access is also more straightforward than with remote land.

The lot is intended for residential single-family use, making it a good fit for buyers who want to build a proper home in a maintained community.

Because the property sits within the Four Seasons POA, ownership here is not just about the land itself. It is also about access to a broader lifestyle and community environment that appeals strongly to second-home buyers, families, and future retirees.

One of the strongest advantages of this property is its location within the Four Seasons POA, a full-amenity property owners association in the Lake Ozark area.

For the right buyer, this turns the property from a simple lot into an affordable way to step into a true lake community.

Owners may enjoy access to amenities such as multiple swimming pools, an aquatic and fitness center, tennis and pickleball courts, bocce and basketball areas, playgrounds, interior lakes, a community center, boat storage, and multiple POA boat ramps.

This kind of setup is especially attractive for buyers who want to buy now and build later. It allows them to secure a place in a desirable lake area today, while keeping flexibility for future plans.

Instead of paying the price of a finished lake-area home right away, a buyer can lock in the location first and build when the timing is right.

 Property Size: 0.54 acres
Location: Kays Point #1, Lot 115, Lake Ozark, Camden County, Missouri
Coordinates:   38°11'08.1"N 92°44'44.2"W 

 APN: 01 5.0 21.0 000.0 006 024.000
Zoning: Residential, single-family
Road Access: Paved
Water: Available through PWSD #4
Electricity: Nearby
Sewer: Not available
Septic: Required 

This property is located in a structured community, and certain restrictions do apply.

Camping is not allowed.
RV use is not allowed.
Mobile homes and manufactured homes are not allowed.

Any future construction must comply with county requirements and POA rules.

These restrictions will not appeal to every buyer, but for the right buyer they are actually part of the value. They help preserve the quality, appearance, and long-term stability of the neighborhood.

The property is close to everyday essentials and the broader Lake Ozark lifestyle.

Walmart in Osage Beach is about 9.8 miles away, or approximately 17 minutes by car.

The surrounding area is known for boating, lake recreation, restaurants, golf, community amenities, and the relaxed atmosphere that makes Lake of the Ozarks such a popular destination for both seasonal use and future retirement planning.

Cash Price: $10,500

Owner Financing Available:
$189 down
$189 per month for 60 months
$10 monthly note fee
No credit check

This gives buyers the flexibility to secure the property now with either a discounted cash purchase or a simple owner financing option.

Annual Property Taxes: approximately $39

Other estimated annual ownership-related costs include:

POA / HOA: approximately $460 per year
PWSD #4 Water Availability: approximately $87 per year

A 30-day money-back guarantee applies, giving you time to review the property and POA details.

Flexible payment structures are available. We can customize the down payment and monthly terms to fit your budget and financial comfort.

A solid opportunity to own residential land in a proven Lake Ozark community, with clear rules, existing infrastructure, and long-term value protection.

If this matches how you think about land ownership, this property deserves a closer look.

Buyer Responsibility / Due Diligence: All information is provided for general reference only. The buyer is solely responsible for completing all due diligence and independently verifying zoning, HOA/POA rules, boundaries, access, utilities, fees, taxes, permits, and any intended use prior to purchase. 

This is a strong opportunity for someone who wants to secure an affordable homesite near Lake of the Ozarks in an established and amenity-rich community.

It is a practical fit for buyers planning a future lake home, a weekend retreat, or a retirement property in a location that offers both lifestyle appeal and neighborhood structure.

Buyer should independently verify zoning, POA rules, boundaries, utilities, access, building requirements, and all fees prior to purchase.